INSURANCE AGENCY IN SPENCER SERVING ALL OF WEST VIRGINIA
Insurance.
For what matters most to you.
As independent agents, we work with the top carriers to find the best rates. We make the process of buying insurance easy. Really!
We have access to the best insurance products available to West Virginia residents.
Ashley Insurance Agency protects businesses in Spencer and the entire state of West Virginia.
WHY CHOOSE
ASHLEY?
At Ashley Insurance, we’re more than a business — we’re your neighbors, committed to protecting what matters most. With deep roots in Roane County, West Virginia, we understand the unique needs of our communities, and we give back to the schools, teams, and organizations that make them thrive.
We are an independent insurance agency, meaning we don't work for the insurance company--we work for you. Our unique Client Experience is built on three promises: Access, Advocacy, and Advice.
When you work with us, it costs no more than working directly with an insurance company, and you'll get personal service and customized recommendations based on your needs, not ours.
Choose Ashley Insurance for trusted advice, local expertise, and peace of mind that benefits you and your community. Let's start a quote!
Insurance Products we Offer:
Companies we Represent:
Discover the Ashley Insurance Agency difference:
No extra cost vs. buying direct
Real people. No phone trees.
Coverage tailored to your life & needs
More of your money stays local
OUR
STORY
From Gene Ashley to Bob Ashley to Ben & Suzette Ashley, our family has been serving West Virginians for generations. What started as a small agency in Roane County has grown into a trusted, family-led business and a statewide reputation for doing things the right way.
From the very beginning, we’ve been an independent insurance agency — we don't work for the insurance companies; we work for you.
We remain committed to putting people first and carrying forward a legacy of service that spans more than half a century.
The Ashley Insurance Client Experience
Our promise is to deliver what 1-800 and online companies cannot: Access, Advice, and Advocacy.
ACCESS
Real people who know your name and answer when you call.
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Direct lines & fast responses
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Proactive renewal check‑ins
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No phone trees
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We answer and we show up!
ADVICE
Right‑sized protection for families & businesses—same premiums as buying direct.
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Customized risk assessments
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Annual coverage tune‑ups
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Multi‑policy savings strategies
ADVOCACY
We walk with you through claims and billing—solving problems, not passing them off.
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Claims guidance start‑to‑finish
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Carrier escalation when needed
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Coverage reviews at life changes
OUR PROCESS
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Reach Out However You Like. - Call, click, or walk in—we're easy to connect with.
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Quick Conversation, Real Answers. - We’ll ask the right questions to understand your needs. You don’t need to know the lingo—we’ll handle that.
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We Shop Top Companies for You. - Behind the scenes, we compare coverage and pricing from trusted carriers. You just relax.
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Clear Options, No Pressure. - We’ll walk you through your best choices. You’ll never feel rushed, confused, or pressured. We promise.
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Confident Coverage, Ongoing Support. - We’ll earn your trust today and keep it tomorrow—with real service when you need it most.
INSURANCE FOR YOU
At Ashley Insurance, we specialize in Erie Insurance for Home, Auto, Life, and Commercial Insurance.
We've also got other excellent options that serve a wide range of needs for our clients. As independent agents, we don't work for the insurance companies--we work for you. It's no secret that we not only have the best insurance options in Spencer, we have the best insurance in West Virginia. Read our testimonials below.
Check out some of our coverage options to see how we can meet your insurance needs:
Ashley Insurance has won 18
Erie Insurance Founders Awards for service and quality.
OUR
TEAM
We are very proud of the great team of helpful and friendly licensed insurance agents. As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business. Building a long-lasting relationship with our clients is our number one priority.
Own an insurance agency that you'd like to sell? Let's talk!
OUR
CARRIERS
Ashley Insurance Agency is an Independent Insurance Agency and a member of the Trusted Choice network of independent insurance agents. That means we represent a carefully selected group of financially strong, reputable insurance companies. In doing so, we are able to choose the best carrier for your insurance needs. As independent agents, we don't work for an insurance company; we work for you.
Our agency is partnered with these great carriers:
Independent Insurance Agent
REAL VALUE
Working with an independent agency like Ashley Insurance does not increase your premium. You get unbiased advice and local advocacy, with access to multiple carriers—not just one brand.
No extra agent fees
Local service and claims support included
Objective recommendations across multiple carriers
Ashley Insurance vs. 1-800 Insurer
What you get | Ashley Insurance | 1-800 Company |
|---|---|---|
Price you pay | Same as direct | Same as direct |
Local community impact | High—dollars stay local | Low—profits leave town |
Multiple carrier options | Yes (independent) | Usually one brand |
Claims advocacy | Yes—start to finish | Self‑serve or call center |
Personalized coverage advice | Included | Limited |
OUR
REVIEWS
As a local insurance agency, word of mouth is a really big deal for us. So when a client takes time out of their day to recommend our products & services, it doesn't go unrecognized. We're are eager to help current and prospective clients where we can.
Check out what some of our clients have had to say:
Over 50 five-star reviews! See for yourself!
“I love having a local agent who values my business and cares about my needs. Plus they have saved me a ton of money and provided better coverage than I’ve ever had. Can’t recommend them enough!"
Mark M.
Personal Lines Client
OUR
COMMUNITY
At Ashley Insurance, giving back is at the heart of who we are. From high school sports to 4-H, FFA, and local nonprofits, we invest in the people and programs that make West Virginia stronger. When you choose us, more of your insurance dollars stay right here in our communities.
Explore a partnership with us!
POLICY
CENTER
Are you an existing agency client in need of policy support? Depending on what type of request you have, it may be fulfilled by our in-house team or by your insurance carrier directly. If you have an emergency claim, we recommend contacting your carrier directly.
GET IN
TOUCH
Connect with us on Social Media:
Ashley Insurance Agency LLC
PO Box 15
223 Main Street
Spencer, WV 25276
Hours of Operation
Monday - Friday: 9:00 am - 4:30 pm
Saturday: By Appointment Only
Sunday: Closed
